Blog - Designs In Life

Just about all of us get this question from time to time and it is incumbent that we have a concise and value-driven, answer. Some call this the “elevator talk”, or “elevator answer”. It’s an opportunity to present oneself as a confident...

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14 Mar 2013

Designs In Life

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New Study on Probability of Disability

A new study shows that the actual percentage of probability of becoming disabled has declined slightly. However, the length of time on claim has increased. Milliman, Inc., a global consulting firm , has recently completed a US-based study that showed the probability of a white-collar worker...

States Continue Push-Back on LTCi Rate Increases

Citing its own state loss ratio as “not contributing to any problems with nationwide experience”, the Connecticut Insurance Department has rejected efforts by MetLife to increase premiums on 5,800 Connecticut in force long-term care insurance (LTCi) policies by about 58 %. MetLife, sold...

Fixed Annuities Rounding the Corner?

It would appear that the interest rate market may be making a bold move forward. Energized by positive market returns and employment statistics for February, the yield on benchmark 10-year Treasury bonds climbed to its highest level in 11 months on Friday. March...

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“So, what do you do?”

New Study on Probability of Disability

States Continue Push-Back on LTCi Rate Increases

Fixed Annuities Rounding the Corner?

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