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  • Home
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    • Doing Business with DIL
    • Needs Analysis
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  • About
    • About Us
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  • Your Life Department
27 Mar 2013
Designs In Life
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Life Insurance

Life Insurance Today – is it relavant?

Life insurance is as relevant today as it has ever been.  Put simply, it pays.  It is the only financial vehicle that provides an income tax free lump sum of money upon the triggering event of the contract, i. e. the death...
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25 Mar 2013
Designs In Life
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Uncategorized

National Association of Registered Agents and Brokers

While not yet official, the Senate has strong bi-partisan support for the creation of a new clearinghouse for non-resident agent and broker licensing. The National Association of Registered Agents and Brokers (NARAB) would reduce the time and effort to obtain non-resident licenses...
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19 Mar 2013
Designs In Life
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Uncategorized

DEFERRED FIXED ANNUITIES: The “New-Reality” Savings Vehicle

According to a report by the Insured Retirement Institute released March 7th, almost 75% of boomers say tax deferral is an “important” factor in their decision to choose a retirement product; 40% say it’s “very important.” Flexible Premium Deferred Annuities (FPDA) may...
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14 Mar 2013
Designs In Life
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Uncategorized

WCL Term Conversion Gets GUL…sort of

PROTECTIVE LIFE – Conversion choices   <—click here for flyer With this announcement, Protective allows conversions of WCL term plans to a guaranteed no-lapse universal life contract.  Previously, we only had one choice and that was a fairly high-priced current-assumptions UL.(“ProClassic”).   That’s still...
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