The National Association of Insurance and Financial Advisors (NAIFA) encourages all of the 45,000 agents who belong to its state and local associations to fully disclose all commission amounts if a consumer asks, for both insurance and securities products, whatever state they are in. ... Learn More
Effective on April 16, 2012, ColonySM Term UL applications with face amounts of $100,000 or below that are eligible* for Life Quick Request (LQR), must be submitted through the iLQR process through iPipeline® (iGO Drop Ticket). By simplifying and speeding up the... Learn More
Consider that 35 million U.S. households today have no life insurance coverage whatsoever, a dramatic increase from 24 million in 2004(1). If you want to see evidence of this, check out the obituaries in your local newspaper. Every time you see “In place... Learn More
Make sure that you bring up these realities of extended end-of-life care to your clients while they can still do something about them: 1. Overwhelming burden on the spouse – Caring for the chronically ill very often makes the caregiver chronically ill. The mortality rate for... Learn More