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  • Home
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  • Your Life Department
04 Jul 2012
Designs In Life
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Uncategorized

LGA (Banner) Raising UL rates; “Choice” UL going away.

Statement from Banner: “We need to be a financially healthy company for the long term to fulfill a lifetime of promises. Uncertainty around interest rates, AG38, taxes and the “fiscal cliff” are provoking fast-paced changes in pricing. Accordingly, we feel it necessary...
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28 Jun 2012
Designs In Life
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Uncategorized

Who Buys LTC Insurance?

The Life Insurance Marketing and Research Association (LIMRA) conducted conduct a series of focus groups that included likely buyers of LTC insurance. Key findings indicate that the typical LTCI buyer is: Exposed to LTC issues through a friend or family member Moved...
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28 Jun 2012
Designs In Life
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Uncategorized

Supreme Court Upholds PPACA

In one of the most anticipated rulings of the century, the Supreme Court has announced its decision on the Patient Protection and Affordable Care Act (PPACA) of 2010.  Certain specific parts of the Act were restricted or suggestions for modification were made,...
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19 Jun 2012
Designs In Life
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LTCi

Unintended Consequences of Restricting LTCi Rate Hikes

LTCI carriers have argued that rigid state insurance pricing rules have limited their ability to respond to changes in market and economic conditions and that such rules have failed to accommodate new information about how the LTCI market really works.  Analysts in...
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