Weekly Reporter – July 28th, 2015

Resources for retirement, what you need to know about AG 49, a new SL product and more in this week’s newsletter.

Marketing Concepts

Resources for Retirement Your clients need a retirement planning strategy where their dollars can work harder. A retirement planning strategy with life insurance can give them what they need, and more. This eKit can help you develop an effective, systematic approach to meeting with clients and prospects to guide them into a more effective retirement planning strategy using life insurance. It will help you position yourself to be your clients’ go-to resource for retirement preparation.  Be the go-to resource for retirement prep AG49: What You Need to Know Wondering what impact the new NAIC Actuarial Guideline for Indexed Universal Life Illustrations may have on your business? Accordia put together a very brief overview of Actuarial Guideline 49 (AG 49) and what you can expect as the guideline goes into effect.  what you can expect Complete the Dream We all know that market fluctuation represents just as much of a chance for appreciation as it does for depreciation. However, certain clients in the later stages of life may be unwilling to accept the risk that their assets could be worth less tomorrow than they are today. If you have clients who are over age 59 ½ that do not want to take the chance that assets will decline in value, then the “Complete the Dream” strategy may be for them.  A compelling strategy Same-sex Couples and Life Insurance Discover how fixed index universal life (FIUL) insurance may provide a valuable solution for death benefit protection, potential cash value accumulation, and other living advantages for same-sex couples.  a valuable solution

Product Updates

Accordia Life’s Lifetime Foundation is a Game Changer Accordia Life’s Lifetime Foundation indexed universal life (IUL) can provide an alternative to traditional no-lapse guarantee (NLG) products at a lower cost while still maintaining the assurance of a lifetime guarantee.  NLG Alternative BrightLife Grow SIUL Launch With BrightLife Grow Survivorship, your clients and their spouses can build more for tomorrow, keep more of the money you earn and live more for today. Because BrightLife Grow Survivorship provides a life insurance benefit for the next generation, your clients will know that their children will be taken care of when they are no longer around.  Keep more of what you earn

Underwriting Updates

Great New Underwriting Enhancements SBLI is introducing several great new underwriting enhancements, including improvements in family history cancer criteria, auto-bind and jumbo limits and a new wellness rewards program called “SBLI Health Credits”.  New Wellness rewards Underwriting Abdominal Aortic Aneurysm Read this new underwriting dialogue, focusing on Abdominal Aortic Aneurysm, and learn characteristics, risk factors and case studies of this condition  Be Better Prepared