Industry News

Too Late for LTC Insurance? We Have a Solution!

“I have a client that is going into a nursing facility for care.  Does Designs In Life have anything for that?”

Yes, we do!  And, it is now better than ever.  State Life (OneAmerica) “Immediate Care®

Retirement can provide many challenges, foreseen and unforeseen.  Perhaps the need is to plan for a retirement income stream, or perhaps retirement has thrown a curveball with unexpected long-term care (LTC) costs coming at an age earlier than expected. Regardless of the need, ImmediateCare® can provide income the clients of our producers can count on.

 Immediate Care® now provides two options for your clients: 

  1. ImmediateCare® SPIA for retirement income, and
  2. The health-based ImmediateCare® Plus to help with the costs associated with a LTC need.

Many other single-premium immediate annuities provide a payment plan that is partially taxed, even if it is to pay for long-term care costs.  But Immediate Care® Plus   provides tax-qualified (income-tax free) payout. 

ImmediateCare® can help secure your clients’ future with guaranteed income from a highly rated company-The State Life Insurance Company.


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