In a recent LIMRA study, more that 40% of Americans have no life insurance.  Young families constitute a large number of those Americans.  As a licensed insurance professional, you have the tools to provide the one financial vehicle that will provide an income-tax free lump... Learn More

This plan of permanent life insurance is getting a lot of attention for some very good reasons: Principal is guaranteed.  You may experience little or no gain in cash value in a given year, but basis is guaranteed and some contracts have a... Learn More