Blog - Designs In Life

When you are running a fact finder on a young couple and the discussion of retirement comes up, keep in mind the power of compounding coupled with tax-deferral. In other words, talk about flexible premium deferred annuities (FPDA). Annuities are not well-understood...

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30 May 2012

Designs In Life

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Another “best-priced” GUL has Rate Increase

To: Marketing Managers/Staff 5/30/2012 From: Bud Just got this notice about rate increases on what is currently the best deal on GUL among our carriers – darn it. For both United of Omaha and Mutual of Omaha, effective June 1, 2012, Guaranteed...

DI, Sales Tips

DI – Changing the Discussion

Let’s get real – with ourselves as well as with our people. You can’t sell well what you don’t own. Buy your own DI coverage. A policy with a $3,000/mo benefit or less can be underwritten without a medical exam. Just do...

LTC – Adult Children May Face New Responsibility

Recently, a Pennsylvania state appeals court ruled that the adult son of a nursing home resident is responsible for her unpaid $93,000 bill. The decision has some elder care professionals and legal advisors wondering if this is just the beginning of a trend....

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Flexible Premium Deferred Annuity (FPDA): Bedrock for Retirement

Another “best-priced” GUL has Rate Increase

DI – Changing the Discussion

LTC – Adult Children May Face New Responsibility

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