The current ultra low interest rate environment is great for mortgage rates. However, it is putting tremendous pressure on long term guaranteed life insurance products like 30-Year Level Term and Guaranteed Universal Life. We have already seen two companies with such plans recently... Learn More

I normally don’t make comments about our competitors, but I recently saw an E-mail blast to licensed Life insurance brokers that quoted a very debatable Coronavirus mortality rate in the U.S. along with the suggestion that the Life Insurance Industry could be... Learn More

As a life insurance agent, our job is to protect families. It’s often a hard conversation that people are uncomfortable having. Getting clients to purchase something that’s intangible and adding another bill to their monthly budget is daunting. We spend time and... Learn More