Most people would say their family’s financial security is high on their list of priorities. And yet it’s hard to get excited about budgeting for life insurance. A big part of that hurdle is cost — or, rather, perceived cost. The 2021...Learn More

It’s time to retire the phrase “new normal.”  Many things are different as a result of the events from the past year, and “new normal” no longer needs to be stated.  I suggest replacing it with “current reality.” Whether you choose to...Learn More

An estate plan with an Irrevocable Life Insurance Trust may help reduce estate taxes and ensure equitable distribution of a blended family’s assets. Blended families have become common as the U.S. divorce rate now hovers between 40% and 50%. In blended families,...Learn More

Prior to 2020, most agents interacted with their clients primarily in person.  However, this soon changed. As a result of the coronavirus pandemic, we saw a significant increase in people working virtually.  Organizations and individuals learned how to quickly pivot and turn...Learn More