Most people would say their family’s financial security is high on their list of priorities. And yet it’s hard to get excited about budgeting for life insurance. A big part of that hurdle is cost — or, rather, perceived cost. The 2021... Learn More

It’s time to retire the phrase “new normal.”  Many things are different as a result of the events from the past year, and “new normal” no longer needs to be stated.  I suggest replacing it with “current reality.” Whether you choose to... Learn More

An estate plan with an Irrevocable Life Insurance Trust may help reduce estate taxes and ensure equitable distribution of a blended family’s assets. Blended families have become common as the U.S. divorce rate now hovers between 40% and 50%. In blended families,... Learn More

Prior to 2020, most agents interacted with their clients primarily in person.  However, this soon changed. As a result of the coronavirus pandemic, we saw a significant increase in people working virtually.  Organizations and individuals learned how to quickly pivot and turn... Learn More