Weekly Reporter – July 21st, 2015

A simple way to educate your clients, what LTC services cost in your state, how to conduct a client review and more in this newsletter.

Marketing Concepts
A Simple Way to Educate Your Clients As a financial professional, you understand the importance of permanent life insurance, but how do you share that with your clients? This video offers an easy way to share the benefits of permanent life insurance.  Share the benefits of permanent life Estate Planning for Same Sex Couples after Supreme Court Ruling On June 26, 2015 the United States Supreme Court issued its opinion in Obergefell v. Hodges, the name assigned to a series of consolidated cases on same-sex marriage rights. The Court ruled 5-4 in favor of the petitioners, holding that same-sex married couples are entitled to equal protection under the laws and that their marriages must be recognized nationwide.  Stay up to date What do LTC Services Cost in Your State? The cost of LTC services differs greatly depending on where you live. For example, the national average cost for a semi-private room in a nursing home is $233 per day. Yet costs range from $151 per day in Texas to $474 per day in Alaska. So you can see why it’s important to know the actual cost of care in your state. You’ll find that valuable information in Mutual of Omaha’s 2015 Cost-of-Care Study.  Help make an informed decision Watch and Learn How To Conduct a Client Review Watch this video now and quickly learn a powerful way to help build your skills, gain insightful tips, and put a life insurance client review practice in place today.  Put into practice today
Product Updates
Ladder Coverage with Term Riders Laddering life insurance coverage allows clients to purchase the right amount of protection when they need it most. The Term Rider is an additional insurance rider that provides temporary coverage for a shorter time period than the level term period of the base policy. Using the Term Rider is a cost effective way to protect clients from being over- or underinsured as their financial responsibilities change over time.  Cost Effective Why Your Clients Need to Meet Paul Clients are 2x as likely to surrender or exchange their life insurance policies than have the death benefit paid out. That’s why you need a product that offers the high, early cash value they need. The new MetLife Premier Accumulator Universal Life (PAUL) provides high early cash value2 and 1% of typical universal life surrender charges that can give clients faster access to their money than traditional life insurance products.  Faster Access to Money