Weekly Reporter – April 14th, 2015

A New Kind of Life Insurance, a New Term Upsell Program, the Value Behind Cash Value and more in this week’s newsletter.

 

Marketing Concepts

 

 

Life Insurance as an Asset is Still a Good Story to Tell In today’s environment many clients are re-evaluating their priorities and how they prepare for the future. Many have exhausted their opportunities to save in tax-advantaged retirement accounts. One way clients can help supplement income is through cash value life insurance.  Help Supplement Retirement Income New Upsell Program SBLI’s new upsell program makes it easier for you to increase insurance coverage for clients. Beginning on April 13, this exciting new program will identify eligible clients for larger face amounts without additional underwriting requirements.  Larger Face Amounts Without More Underwriting The Value Behind Cash Value When is a life insurance policy not just a life insurance policy? Almost always, actually. A recent review of 10 major life insurance companies revealed that nearly twice as many policyholders access the cash value of their policies than received death benefits. Don’t overlook the value behind cash value.  Don’t Overlook Cash Value

 

 

Product Updates

 

 

A New Kind of Life Insurance At John Hancock, they think life insurance should reward you for living. That’s why they are introducing a new approach to life insurance that helps you secure your financial future and pursue a longer, healthier life. The healthier your lifestyle, the more you can save – and the greater your potential rewards.  Live Healthier, Save Money Too Much Life, Not Enough Life Insurance Life expectancy-priced IUL does nothing to minimize the risk of outliving policy guarantees. While the non-guarantee projections they illustrate may paint a rosy picture, a more compelling story is the security of a guarantee in force no matter how long your clients live.  A New Take on Guaranteed Coverage

 

 

Underwriting Updates

 

 

New Rx For Success eKit When you need quick information on how Prudential Underwriting considers specific conditions, look no further than their Rx for Success series. Each piece focuses on one condition or illness to help you understand the various stages of that condition and how a client’s rating could be affected.  Understand How Conditions Affect Ratings