Blog - Designs In Life

It’s a tough call. If your employer foots the entire premium, why not sign up for it? Increasingly, however, employers are having their employees pay more of a percentage of the costs of “employer-paid” benefits and long-term disability income insurance (LTD) is...

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26 Oct 2011

Designs In Life

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Annuity

THINK “GUARANTEES”: THINK ANNUITIES

In a new online survey conducted by Allianz Life when asked to rate several factors related to creating a more secure retirement, the most popular answer was “having a guaranteed stream of income in retirement” (86 percent), says the Minnesota insurer. This was more...

Suitability and Annuity Sales in CA

A.B. 689, which goes into effect on Jan. 1, 2012, mandates that California insurance agents verify that an annuity purchase is appropriate for a consumer based on age, income, financial objectives and other factors. Such suitability information shall be provided by the...

Fed LTCi Plan Dead

WASHINGTON (Reuters), 10/14/2011 – The Obama administration is pulling the plug on a long-term, home-care program (CLASS) included in the 2010 health care reform law. The Community Living Assistance Services and Supports (CLASS) program was designed to give the disabled and elderly cash to...

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EMPLOYER DI OR OWN-YOUR-OWN?

THINK “GUARANTEES”: THINK ANNUITIES

Suitability and Annuity Sales in CA

Fed LTCi Plan Dead

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