Because of budgetary constraints, the Social Security Administration (SSA) has stopped sending annual statements that summarized individual payments into the system and estimates of what one will receive depending on the year of retirement. It is not known when, or if, the... Learn More

Now is the time to schedule review meetings with your clients and policy owners. Of course, this the busiest time of the year!   If you schedule your meetings NOW for JANUARY, however, you’ll get a good start on the year after the holiday... Learn More

November 8th, the members of a 3-judge panel at the District of Columbia U.S. Circuit Court of Appeals have ruled 2-1 that the minimum individual health coverage ownership provision in the Patient Protection and Affordable Care Act of 2010 (PPACA) is constitutional.