Long-term care premiums paid by a C-corporation are, under current tax code, 100% deductible as a business expense. This needs to be verified by the corporations tax advisor and/or business attorney to make sure that the kind of C-corp being worked with... Learn More
There are three common scenarios that can arise in an estate plan in which an annuity can prove useful: 1. Providing for a longtime household employee. 2. Making a gift or bequest to an individual privately, when there are concerns about his... Learn More
Retirees thinking of relocating with long-term care insurance should be sure the policy will be sufficient in the new town. Check with a few long-term care providers to see if the costs in the new community are comparable to those where the LTC... Learn More
Aviva Life offers a unique rider to its permanent life insurance policies that will reduce the cost of insurance on an inforce policy if the policyowner meets certain medical criteria. It’s called the Wellness Rider, and here’s how it works: As long... Learn More