As an advising professional, chances are you are under-insured. You haven’t stopped to really evaluate what would happen to you and your family if you were to die prematurely because you’re too busy helping others. Don’t make it a big chore. If you are healthy, don’t use tobacco, and have have a reasonable height to [...]
Q. Where does DI fit within the financial planning process? A. Financial planning begins and ends with income planning. Clients that depend on an income must do all they can to protect it from being eliminated or interrupted. Otherwise, there cannot be a financial plan! A financial plan for an individual or family where income is [...]
Federal income tax provisions affecting individual tax payers that expired on December 31, 2011. Done Deals • Individual AMT exemption amounts – Prior law increased the individual AMT exemption amounts for 2011 to $74,450 (MFJ), $37,225 (MFS), and $48,450 (Single/HoH). In 2012 the exemption amounts will decrease to $45,000 (MFJ), $22,500 (MFS), and $33,750 (Single/HoH). [...]
The minimum daily benefit for all CA Partnership long-term care insurance policies is $180/day, effective Jan. 1, 2012.
Final expense insurance is one of the fastest growing segments of life insurance sales. Boomers that bought term with the advice to invest the difference between the term premium and a premium for a permanent plan of insurance have seen their term policies end. They’re invested retirement accounts have probably not grown nearly as much as they had hoped. Therefore, [...]
